What To Expect On Your Virtual Exams (CPCU® | ARM™ | AINS™)

Big changes are coming to the ARM™, AINS™, and CPCU® Exams! Starting in 2022, all your exams will be virtual exams, taken from home on your own computer. Going forward, there will no longer be an option to take your exam at a Prometric testing center.

What is a virtual exam?

No longer will you be taking your exams in person at a Prometric testing center. Instead, you will take your exam directly from your computer.

These exams will be “virtually proctored”. Virtual exam proctoring means your exam session will be recorded through a program called Talview to ensure the test taker is not using notes or cheating in any visible way. If needed, the recording of your exam may be manually reviewed by a member of The Institute’s team.

When can I take a virtual exam?

You can take your virtual exam for the CPCU®, ARM™, and AINS™ at any time during an open testing window. Testing windows are open on the following dates:

Quarter One: January 15th to March 15th
Quarter Two: April 15th to June 15th
Quarter Three: July 15th to September 15th
Quarter Four: October 15th to December 15th

How long are the virtual exams?

The virtual exams will be 65-minutes long.

How many questions are on the virtual exams?

There are 50 questions per exam. Meaning, to answer every question before the time runs out, you should plan on spending about 1 minute and 18 seconds to answer each question (50 questions in 65 minutes).

As of the 2025 exam updates, CPCU® and ARM™ exams will begin to include a variety of question types, including multiple choice, select multiple, drop-down select, drag-and-drop, fill-in-the-blank, and numeric entry, among other question formats that may be added at a later date (previously, all exams were multiple choice).

What type of questions are on the virtual exam?

All questions on the virtual exam will be application-based scenario questions. These are tricky questions that require you to apply your knowledge to a real-life scenario to choose the appropriate answer (you will not be repeating a definition or concept). That means, there is really no way to cheat on your exam, so don’t even try.

You can download one of our free practice exams to see what these questions look like.

Below are a couple of links to help you prepare for these tricky online exam questions. In the links below, I am providing some sample application-based questions. I will detail exactly how to solve each type of problem and provide some insight into the type of questions you will see on the actual exam. These are real practice exam questions directly from our online courses, so you know they are designed to be difficult and reflect the type of questions you will see on the official exam:

What is the passing grade for the virtual exams?

To pass the exam, you must score a 70% or better. That means, out of 50 questions on your exam, you must answer 35 of the questions correctly (you can get 15 wrong and still pass).

What is the average pass rate of the virtual CPCU® exams?

The average pass rate is between 72% to 74% for these virtual CPCU® exams (according to published industry reports).

Free Practice Exam – Prepare for the virtual exams.

To prepare for your exam, I highly recommend downloading one of our free practice exams.

Download: Free Practice Exam (CPCU® | ARM™ | AINS™ | API™)

Disclaimer

Please note, AssociatePI is not affiliated with The Institutes. We do not have any say or input into these exam changes. The above information is provided for information only, to assist you with your exams. I urge you to please reach out directly to The Institutes if you have any questions about exam changes. For additional information and to transfer an exam, please contact The Institutes Customer Success at 1-800-644-2101.

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