This Site is directed towards an audience interested in studying for, taking, and passing the CPCU®, ARM™, AINS™, and API™ exams in the United States and associated topics. The Site is intended for use primarily by individuals located in the United States, and we comply with all relevant privacy laws of the United States.
Please be advised, CPCU®, ARM™, AINS™, and API™ are trademarks of the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI LLC is not affiliated with, associated with, endorsed by or otherwise supported or recognized by The Institutes in any way. AssociatePI LLC is not authorized by The Institutes to offer courses, practice examinations, or any other resources related to the Institutes’ designations or other programs.
2. NOTICE CONCERNING CHILDREN.
Any website “directed at children under 13” must undertake certain compliance steps pursuant to the Children’s Online Privacy Protection Act [15 U.S. Code § 6502] and COPPA Rule [16 C.F.R Part 312]. This Site is directed at adults, not children. Please contact us immediately if you have knowledge of a child under 13 using the Site.
3. PERSONAL INFORMATION COLLECTED.
B. Modification or Removal Process: We do not allow for the removal or modification of messages you send directly to us for legal reasons. You may directly change comments you leave on blog posts or may contact us to request such changes.
D. Do Not Track Signals: We do not comply with “do not track” signals at this time.
E. First Party Cookies: This Site is built on a WordPress platform, which incorporates certain first-party cookies to gather information from visitors such as the pages you visit. A first-party cookie gathers information only we can view and analyze.
F. Google Tracking: We use certain Google programs to help us analyze the traffic to this Site and improve our marketing efforts. Such programs may include, but are not limited to, Google Analytics. Google tracks you across this Site and others with this program. You may opt out of this tracking by visiting https://tools.google.com/dlpage/gaoptout/ and http://www.networkadvertising.org/choices/.
4. GENERAL TRAFFIC DATA COLLECTED.
We automatically track and collect the following categories of information from you when you visit our Site including your: (1) IP address; (2) referring site; (3) type of computer or device used to access the Site; and (4) type of web browser used to access the Site (collectively “Traffic Data”). Traffic Data is anonymous information that does not personally identify you but is helpful for evaluating the Site for changes, marketing purposes and for helping us improve your experience when using the Site.
5. USE OF INFORMATION COLLECTED
A. Our Use Of Information: We use your Personal Information to interact with you and evaluate our Site as well as comply with various laws as detailed herein.
B. Sharing Personal Information: We share certain categories of information we collect from you in the ways described in this Policy. We share Contact Data with our business partners who assist us by performing core services (blog comment system, etc.) related to our operation of the Site. If you do not want us to share your Personal Information with any third parties, please contact us, but understand that such a request will eliminate your ability to order products from us and receive newsletters.
C. Use of Contact Data. We use your Contact Data to provide you with administrative communications such as responses to messages you send us. We also use your Contact Data to send you commercial emails highlighting products, services, and business developments. These email communications may contain messages, advertisements, and affiliate links promoting third parties and third-party products. Make sure to review the privacy policies of these third party companies before providing them with your personal information.
D. Sale of Information: Should we decide to sell all or part of our business or this Site at some point in the future, your Personal Information will be included as an asset in the transfer of the business to the new owner.
6. INFORMATION SECURITY
A. Confidentiality and Security of Personal Information: Except as otherwise provided in this Policy, we will keep your Personal Information private and will not share it with third parties, unless such disclosure is necessary to: (a) comply with a court order or other legal process; (b) protect our rights or property; or (c) enforce the legal documents applicable to the Site.
B. Site Security. The Site has reasonable security measures in place to prevent the loss, misuse, or alteration of the information that we obtain from you. Unfortunately, we make no promises about our ability to prevent any such loss or misuse of your Personal Information since preventing hacking is nearly impossible.
C. This Policy applies only to information collected through our website. This Policy does not apply to information collected offline or over the phone.
7. AREAS BEYOND OUR CONTROL
A. Public Information: You may post comments to posts on the Site. Please understand that any information disclosed in these areas may be viewed by the public including individuals who disagree with your views. You should exercise caution when deciding to disclose your Personal Information in such comments.
B. Third Party Websites: The Site contains links to other websites. We have no control over the terms and privacy policies of said sites. Please make sure to view the policies of those sites before proceeding.
Our online courses are hosted by Thinkific Labs Inc. (“Thinkific”). They provide us with an online course creation platform that allow us to sell our product/services to you. Your data is stored through Thinkific’s data storage, databases and the general Thinkific application. They store your data on a secure server behind a firewall.
If you make a purchase through Thinkific, we use a third party payment processor such as Stripe or Paypal. Payments are encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction. All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our site and related courses and its service providers.
For more insight, you may also want to read Thinkific’s Terms of Service here https://www.thinkific.com/resources/privacy-policy/ or Privacy Statement here https://www.thinkific.com/resources/terms-of-service/ .
9. CONTACT INFORMATION
If you have any questions about this Policy or our practices related to this Site, please contact us using the Contact page on the Site or at email@example.com