ARM™ Exam Pass Rates
The ARM™ exams are tough; the average pass ratio of a ARM™ exam is around 76%. That means on average 1 out of every 4 will fail the ARM™ exam. According to publicly published data, these are the pass rates of the ARM™ exams:
| Exam | National Pass Rate |
| ARM™ 400 | 72% |
| ARM™ 401 | 77% |
| ARM™ 402 | 80% |
| ARM™ Designation Pass Rate | 76% |
Download: Free ARM™ Practice Exam
Disclaimer
AssociatePI is not affiliated with The Institutes. This resource is intended for informational purposes only, to inform students about national pass rates of the ARM™. This information is not the choice, nor does it involve the input, of AssociatePI. This information is sourced from industry publications detailing the pass rates of ARM™ exams.
How to Earn the ARM™ Designation
The ARM™ designation is achieved after the completion of a series of three exams and an ethics requirement course.
The exams include: Risk Management Principles, Risk Assessment and Treatment, and Risk Financing. These exams cover a wide array of topics and advanced subjects used in our day to day jobs such as risk management, risk assessment, risk management applications, analyzing risk, reducing risk, and much more
Each exam is multiple choice with a pass fail grade of 70%. You must score a 70% or higher on each exam to pass. Exams are administered and taken at any Prometric testing center. After passing each ARM™ exam, you will earn your ARM™ designation.
The ARM™ designation also offers two additional designation options:
- ARM-P designation – this is an ARM™ designation with a focus in the public sector. To earn the ARM-P designation you must pass all three ARM™ exams plus one additional exam (the RMPE™ 352)
- ARM-E designation – this is an ARM™ designation with a focus in enterprise risk management. To earn the ARM-E designation you must pass all three ARM™ exams plus one additional exam (the ERM™ 57)
For more information, see our blog detailing how to earn the ARM™ Certification.
ARM™ Designation Exams
The ARM™ designation is achieved after the completion of a series of three exams:
- ARM™ 400 – this exam covers the topics of general risk management principles.
- ARM™ 401 – this exam covers the topics of treating and assessing risk.
- ARM™ 402 – this exam covers the topics of financing risk.
ARM-P Designation
To earn the ARM-P Designation, you must pass all three ARM™ exams and the RMPE™ 352 exam.
The RMPE™ 352 exam covers the topics of risk management, specifically risk management for a public entity.
ARM-E Designation
To earn the ARM-E Designation, you must pass all three ARM™ exams and the ERM™ 57 exam.
The ERM™ 57 exam covers the topics of enterprise risk management.
For more information, see our blog breaking down the Associate in Risk Management Designation.
Where to Buy ARM™ Study Material
There are a number of great resources across the web that sell ARM™ study material. There is no right or wrong choice; it really depends on your study preference.
Personally, I prefer the below study material from AB Training Center. This is what I use, it does a great job breaking down the materials into the most important topics in simple notes (about 6 pages per chapter) so I could easily memorize the content. It also includes an “educational objectives” section at the end that reflected a lot of the questions on the exam and a full practice exam at the end. Comes with a print book, digital book, and audio book:
For a taste of ARM™ study material, check out our free ARM™ practice exams.
Free Practice Exam
Ready to get started studying? We’re here to help (for free). Download one of our free ARM™ practice exams to get a feel for the type of content you will be studying.
Download: Free ARM™ Practice Exam
More Information
For more information about the ARM™ designation checkout some of our other free resources:
- ARM™ Designation Overview
- How To Earn Your ARM™ Certification
- What is the Associate in Risk Management Designation?
- Three Reasons To Pursue ARM™ Insurance Designation
- ARM™ 400 Difficulty
- ARM™ 401 Difficulty
- ARM™ 402 Difficulty
Disclaimer
ARM™ exams are administered by the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI does not administer the actual exams, we are an independent resource of free content, advice, and study material for professional insurance education. This blog is intended for informational purposes only, to inform prospective students of the benefit of the ARM™ designation.
ARM™, CPCU®, and API™ are trademarks of the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI LLC is not affiliated with, associated with, endorsed by or otherwise supported or recognized by The Institutes in any way. AssociatePI LLC is not authorized by The Institutes to offer courses, practice examinations, or any other resources related to the Institutes’ designations or other programs.
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