ARM™ Exam Pass Rates
The ARM™ exams are tough; the average pass ratio of an ARM™ exam is around 76%. That means on average 1 out of every 4 will fail the ARM™ exam. According to publicly published data, these are the pass rates of the ARM™ exams:
Exam National Pass Rate
- ARM™ 400 pass rate: 72%
- ARM™ 401 pass rate: 77%
- ARM™ 402 pass rate: 80%
- ARM™ Designation Pass Rate: 76%
AssociatePI is not affiliated with The Institutes. This resource is intended for informational purposes only, to inform students about national pass rates of the ARM™. This information is not the choice, nor does it involve the input, of AssociatePI. This information is sourced from industry publications detailing the pass rates of ARM™ exams.
How to Earn the ARM™ Designation
The ARM™ designation is achieved after the completion of a series of three exams and an ethics requirement course.
Each exam is multiple-choice, with 50 questions total, with a pass-fail grade of 70%. You must score a 70% or higher on each exam to pass. Exams are administered virtually. After passing each ARM™ exam, you will earn your ARM™ designation.
For more information, see our blog detailing how to earn the ARM™ Certification.
ARM™ Designation Exams
The ARM™ designation is achieved after the completion of a series of three exams:
- ARM™ 400 – this exam covers the topics of general risk management principles.
- ARM™ 401 – this exam covers the topics of treating and assessing risk.
- ARM™ 402 – this exam covers the topics of financing risk.
For more information, see our blog breaking down the Associate in Risk Management Designation.
Where to Buy ARM™ Study Material
There are a number of great resources across the web that sell ARM™ study material. There is no right or wrong choice; it really depends on your study preference.
We recommend the below study material:
For a taste of ARM™ study material, check out our free ARM™ practice exams.
Free Practice Exam
Ready to get started studying? We’re here to help (for free). Download one of our free ARM™ practice exams to get a feel for the type of content you will be studying.
For more information about the ARM™ designation checkout some of our other free resources:
- ARM™ Designation Overview
- How To Earn Your ARM™ Certification
- What is the Associate in Risk Management Designation?
- Three Reasons To Pursue ARM™ Insurance Designation
- ARM™ 400 Difficulty
- ARM™ 401 Difficulty
- ARM™ 402 Difficulty
ARM™ exams are administered by the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI does not administer the actual exams, we are an independent resource of free content, advice, and study material for professional insurance education. This blog is intended for informational purposes only, to inform prospective students of the benefit of the ARM™ designation.
ARM™, CPCU®, and API™ are trademarks of the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI LLC is not affiliated with, associated with, endorsed by or otherwise supported or recognized by The Institutes in any way. AssociatePI LLC is not authorized by The Institutes to offer courses, practice examinations, or any other resources related to the Institutes’ designations or other programs.
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