API™ Exam Pass Rates

The API™ exams are tough; the average pass ratio of a API™ exam is around 71%. That means on average 1 out of every 3 will fail the API™ exam. According to publicly published data, these are the pass rates of the API™ exams:

Exam National Pass Rate AssociatePI Pass Rates
API™ 28 72% 100%
API™ 29 62% 100%
CPCU® 555 79% 100%
CPCU® 556 70% 100%
API™ Designation 71% 100%

Download: Free API™ Practice Exam


AssociatePI is not affiliated with The Institutes. This resource is intended for informational purposes only, to inform students about the national pass rates of the API™. This information is not the choice, nor does it involve the input, of AssociatePI. This information is sourced from industry publications detailing the pass rates of API™ exams.

How to Earn the API™ Designation

The API™ designation is achieved after the completion of a series of exams which focus on personal insurance topics such as underwriting, marketing, personal finance, property insurance, auto insurance, liability insurance and risk management. There are two options for earning the API™ designation. Option 1 consists of 3 exams and option 2 consists of 4 exams

We highly recommend the API™ designation option 1 since two of the exams (CPCU® 555 and CPCU® 556) count both towards the API™ designation and the CPCU® designation.

API™ Option 1 (Recommended)

API™ Option 2


Free Practice Exam

Ready to get started studying? We’re here to help (for free). Download one of our free API™ practice exams to get a feel for the type of content you will be studying.

Download: Free API™ Practice Exam

More Information

For more information about the API™ 28 exam, checkout some of our other free resources:


API™ exams are administered by the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI does not administer the actual exams, we are an independent resource of free content, advice, and study material for professional insurance education. This blog is intended for informational purposes only, to inform prospective students of the benefit of the API™ designation.

CPCU® and API are trademarks of the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI LLC is not affiliated with, associated with, endorsed by or otherwise supported or recognized by The Institutes in any way. AssociatePI LLC is not authorized by The Institutes to offer courses, practice examinations, or any other resources related to the Institutes’ designations or other programs.


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