AINS™ 101 Passing Grade

The AINS™ 101 is the first exam of the AINS™ Designation.

The passing grade for the AINS™ 101 exam is 70%. This means you must answer 70% of the questions correctly to receive a passing grade on the AINS™ 101 exam.

In this blog, we will break down the passing grade and pass rate of the AINS™ 101 exam.

Please note, on average, AssociatePI posts a pass rate of 99% with our study program. You can see our AINS™ 101 course and pass rates here.

AINS™ 101 Passing Score (answer 60 correctly)

The new AINS™ 101 virtual exam is 50 questions long, which means you must answer 35 questions correctly (you can get 15 wrong) to earn a passing grade on the AINS™ 101.

AINS™ 101 Pass Rate

According to nationally published AINS® pass rates, the AINS™ 101 is the second hardest AINS™ exam.

As of this past testing window, the pass rate of the AINS™ 101 is 75%. This means, out of everyone that attempts the AINS™ 101 exam, only 75% pass. The pass rate is updated every six months, we historically see that the pass rate is around 75% or lower (usually lower than 75%).

How to Pass the AINS™ 101

The AINS™ 101 is a tough exam, but here are a couple of tips to make the entire process easier. If you focus and give yourself a little extra time you’ll have absolutely no problem at all passing the AINS™ 101 exam on the first attempt.

1) Study each chapter: Treat each chapter like its own textbook. Read each chapter and memorize the main topics. Don’t wait until the end to memorize the definitions and most important topics. You will be overwhelmed.

2) Make a study guide: Taking notes and making a personal study guide is a great way to improve your ability to recall information on the exam. Make sure your study guide is short and easy to review quickly; this will help you keep track of those minor details and creates a reference sheet for you to review rather than re-reading the textbook.

3) Practice, practice, practice: Take as many practice exams and quizzes as you possibly can. This will help you familiarize yourself with the AINS™ question format and help you determine which topics you need to re-study. Once you go through a few practice quizzes and exams, return to your notes and review any section that you failed.

Free Practice Exam

Ready to get started studying? We’re here to help (for free). Download our free AINS™ 101 practice exams to get a feel for the type of questions you will see on the exam.

Download: Free Practice Exam (CPCU® | ARM™ | AINS™ | API™)

More Information

For more information about the AINS™ 101 exam, check out some of our other free resources:


Difficulty rank, importance rank, and the advice provided in this resource are solely the opinion of AssociatePI. This resource is intended to provide you with a general idea of where your focus should be. Each exam administered by The Institutes is different. AssociatePI is not affiliated with The Institutes or involved in the exam writing process. Please be sure to thoroughly study every chapter and every topic of this course.

AINS™ exams are administered by the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI does not administer the actual exams, we are an independent resource of free content, advice, and study material for professional insurance education. This blog is intended for informational purposes only, to inform prospective students of the benefit of the AINS™ designation.

AINS™, ARM™ and API are trademarks of the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI LLC is not affiliated with, associated with, endorsed by or otherwise supported or recognized by The Institutes in any way. AssociatePI LLC is not authorized by The Institutes to offer courses, practice examinations, or any other resources related to the Institutes’ designations or other programs.

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