AINS™ 101 – My Answers to The Most Common Questions 

The AINS™ 101 is a difficult exam. It’s the first in a series of three exams for the AINS™ certification.

This exam focuses on the topics of insurance, risk management, and insurance departments (such as claims, marketing, and underwriting).

In this blog, I’m going to answer some of the most common questions that we receive about the AINS™ 101 exam. In this blog we will answer the following questions:

  • What is the AINS™ 101 exam format?
  • What is the passing grade for the AINS™ 101?
  • What is the cost of the AINS™ 101 exam?
  • What study material do you recommend for the AINS™ 101 ?

What is the AINS™ 101 exam format?

The AINS™ 101 exam consists of 50 multiple-choice questions in the virtual exam.

The virtual AINS™ exams will be 65-minutes long. Meaning, to answer every question before the time runs out, you should plan on spending about 1 minute and 18 seconds to answer each question (50 questions in 65 minutes).

All questions on the virtual exam will be application-based scenario questions. These are tricky questions that require you to apply your knowledge to a real-life scenario to choose the appropriate answer (you will not be repeating a definition or concept). That means, there is really no way to cheat on your exam, so don’t even try.

You can download one of our free practice exams to see what these questions look like.

What is the passing grade for the AINS™ 101?

The passing grade for the AINS™ 101 exam is 70%. This means you must answer 70% of the questions correctly to receive a passing grade on the AINS™ 101 .

Since the AINS™ 101 exam is 50 questions long, this means you must answer 35 questions correctly (you can get 15 wrong) to earn a passing grade on the AINS™ 101.

What is the cost of the AINS™ 101 exam?

The cost of the AINS™ 101 exam varies depending on your choice of study material and exam registration. Each exam costs about $320 and study material ranges between $300 to $425 per exam. This means the total AINS™ 101 exam cost is around $600.

Our AINS™ 101 course is $300 for the full course or $150 for practice exams. Our full course comes with our money-back guarantee, pass your exam or your money back.

What study material do you recommend for the AINS™ 101?

We recommend our AINS™ 101 Online Course.

We write our online courses to simplify the studying process, conveying the topics in simple terms and plain English. We make it easy to read, comprehend, and consume the abundance of complex content. This course will cover every topic and minor details that may appear on the AINS™ 101 exam. This course is updated according to the latest edition of the AINS™ 101 exam, this course is up to date with the current content of the exam.

Simply put, our AINS™ 101 Online Course is written in plain English, by industry experts that have earned their certification, designed to cut out the fluff and focus on the most important topics so you can pass your exam in less time, with less hassle (guaranteed). On average, students pass their AINS™ 101 exam using our course in just two weeks of studying one hour per day.

Free Practice Exam

Ready to get started studying? We’re here to help (for free). Download our free AINS™ 101 practice exams to get a feel for the type of questions you will see on the exam.

Download: Free Practice Exam (CPCU® | ARM™ | AINS™ | API™)

More Information

For more information about the AINS™ 101 exam, check out some of our other free resources:


Difficulty rank, importance rank, and the advice provided in this resource are solely the opinion of AssociatePI. This resource is intended to provide you with a general idea of where your focus should be. Each exam administered by The Institutes is different. AssociatePI is not affiliated with The Institutes or involved in the exam writing process. Please be sure to thoroughly study every chapter and every topic of this course.

AINS™ exams are administered by the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI does not administer the actual exams, we are an independent resource of free content, advice, and study material for professional insurance education. This blog is intended for informational purposes only, to inform prospective students of the benefit of the AINS™  designation.

AINS™, ARM™ and API are trademarks of the American Institute for Chartered Property Casualty Underwriters (“The Institutes”). AssociatePI LLC is not affiliated with, associated with, endorsed by or otherwise supported or recognized by The Institutes in any way. AssociatePI LLC is not authorized by The Institutes to offer courses, practice examinations, or any other resources related to the Institutes’ designations or other programs.

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